Asset & Commercial Finance — Australia Wide

Structured locally.
Funded nationally.

A boutique finance brokerage connecting businesses and individuals across Australia with the right funding — fast, clear, and without the noise.

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Lenders on panel
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Indicative approval
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Client first

01

Apply

Submit a short enquiry online or pick up the phone. No credit check at this stage — just a conversation about what you need.

02

Match

We assess your situation against 40+ lenders and structure the deal that fits your cash flow, tax position, and timeline.

03

Settle

We manage the application, paperwork, and lender liaison through to settlement — keeping you informed every step.

Construction site at sunset
If you run it, drive it, or work out of it — we'll fund it.
Plant · Equipment · Vehicles · Tools of the trade

Finance solutions that move with your business

Whether you're acquiring assets, funding growth, or navigating a complex personal finance situation — we match you with the right lender at the right rate, every time.

01
Asset Finance

Vehicles, machinery, and equipment — for personal or business use. We work out the right structure for your situation, whether you're a PAYG buyer, sole trader, or running a company.

Personal Business Vehicles Equipment
02
Commercial Finance

Business loans, working capital, and funding for business acquisitions. Property-backed or not — we work with lenders who look at the deal, not just the bricks behind it.

Business Loans Working Capital Acquisitions
03
Personal Finance

Cars, boats, caravans, and personal loans. The toys, the tools, and everything in between — funded with the same care we put into commercial deals.

Car Loans Boats Caravans Personal Loans

The difference is in how we work.

Boutique by design

You'll deal with the same broker from first call to settlement — not a junior, not a call centre, not whoever's free. That's why our clients keep coming back.

40+ lenders, one application

Banks, second-tier, specialist — we know which lender is right for which deal, and we don't waste your time pushing you to the wrong one. One conversation, the right outcome.

Sharp rates, fair structures

We work the lender — and the structure — to get you the best deal for your situation, not the easiest one for us. Tax, cash flow, ownership, balloon payments — structured properly the first time.

Built for speed

Indicative answers in 24 hours. Most settlements within a week. We've optimised the process so you can get back to running your business — or driving your new asset.

Kyla — Finanx
GC
Gold Coast Based

Local expertise. National reach.

Finanx was built on a simple premise: finance brokering should feel like advice from someone you trust, not a sales process you have to survive.

Based on the Gold Coast, we work with clients and referral partners across Queensland and nationally — bringing the access of a major broker with the care and accountability of a boutique practice.

Kyla
Finance Broker & Director — Finanx
Lenders we work with
AFS Alex Bank AMMF Angle Finance ANZ ARG Allied Credit Azora Finance BOQ Consumer Branded Financial Services Capify Capital Finance CarStart CBA CFI Dynamoney Equifax Finance One Firstmac FlexiCommercial Gamma Duo Grenke Latitude Liberty Lumi Maple Commercial Metro Commercial Metro Consumer Money3 MoneyMe MoneyMe Autopay MoneyPlace Moneytech Morris Finance Moula Now Finance Orix Australia Pepper Plenti Prospa RACV Rapid Loans Resimac Asset Finance ScotPac Business Finance Selfco Shift SocietyOne Westlawn Westpac Wisr AFS Alex Bank AMMF Angle Finance ANZ ARG Allied Credit Azora Finance BOQ Consumer Branded Financial Services Capify Capital Finance CarStart CBA CFI Dynamoney Equifax Finance One Firstmac FlexiCommercial Gamma Duo Grenke Latitude Liberty Lumi Maple Commercial Metro Commercial Metro Consumer Money3 MoneyMe MoneyMe Autopay MoneyPlace Moneytech Morris Finance Moula Now Finance Orix Australia Pepper Plenti Prospa RACV Rapid Loans Resimac Asset Finance ScotPac Business Finance Selfco Shift SocietyOne Westlawn Westpac Wisr

The proof is in the people we've helped.

"

Unreal experience with Finanx — fast turnaround, extremely easy and positive communication the whole way through. Kyla is fantastic, the best broker I've ever dealt with. Highly recommend, and will use Finanx again in the future.

Jack Souter
Director — Souter Contracting
$78k Vehicle Finance
"

Kyla was awesome in getting us a super competitive lease rate for our new company RAM truck. Great service — would recommend Finanx to anyone looking for someone to assist with their financial needs.

Andrew Wheatley
Director — Aviation Services
$153k Commercial Lease
"

Kyla was so amazing — I had such a short time to organise finance, and she did everything possible to ensure it was done quickly and efficiently. Obsessed with my new car and so thankful the process was so quick and easy. Five stars isn't enough — highly recommend.

Kirstie Roche
Business Owner — Gold Coast
$65k Vehicle Finance
Outback haulage
Built for the way Australia actually works.
Broker-led · Client first · Boutique

Run the numbers before you call.

Use the sliders to estimate indicative monthly repayments on your asset or commercial finance.

This is a guide only — your actual rate depends on the lender, your profile, the asset, and the structure. We'll give you a real number after a 10-minute conversation.

Indicative calculation only. Based on principal & interest, fixed rate. Excludes establishment fees and other costs. Not an offer of finance.
Loan Amount
$
Loan Term
yrs
Indicative Rate
%
Estimated Monthly Repayment
$1,037/mo

Questions, answered.

The things people most often ask before they pick up the phone. If yours isn't here, just call — we'd rather have the conversation than make you guess.

Not unless you choose to proceed. Once we've had an initial chat and you've signed our privacy form, we can quote you across our lender panel without touching your credit file. Even at application stage, some lenders don't credit-check until later in the process — others do. Either way, nothing hits your file without your written go-ahead first.

For most asset finance deals we'll have an indicative answer back within 24 hours and a formal approval inside 2–3 business days. Settlement usually happens within a week of approval, depending on the asset and the supplier.

We charge a broker fee that's built into the loan and paid by the lender on settlement — so you don't pay any fees outside your loan repayments. No upfront cost, no surprise invoice.

Often, yes. A decline by one lender doesn't mean every lender will say no — it usually means the application went to the wrong place, or wasn't structured to suit that lender's policy. We work with second-tier and specialist lenders who price for risk, and we know how to present a deal so it gets the right look.

For most personal applications: a driver's licence and your two most recent payslips (or 90 days of bank statements if you're new to your job). For business applications, we offer low-doc options for established ABNs — often just director's ID and business details, with BAS or bank statements only if needed. We send you a tailored checklist after our first chat.

Construction worker at sunset
You know what you want. We'll find a way to fund it.
One Form · One Conversation · Done

Let's get your deal moving

Fill in the short form and one of our brokers will be in touch within one business day to discuss your situation and outline your options.

  • No impact on your credit file at this stage
  • One conversation — we do the legwork from there
  • Access to 40+ lenders on one application
  • Fast indicative approval, usually within 24 hours
📅 Book a Call Instead

Your information is kept strictly confidential and never shared without your consent.

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